Companies Changing Health Care

Walmart-Humana Sounds Wild, But Makes Sense

It’s a good strategic fit for the retailer and isn’t a huge financial lift.

By Tara Lachapelle And Max Nisen

March 30, 2018, 10:41 AM PDT

Provided by Paul K Doak, CFP®

“Changes in health care are happening and what health care will look like in 10 years is anyone’s guess.” (P.Doak)

As if the health-care-merger frenzy weren’t wild enough already, it looks as if Walmart Inc. may soon dive into it.

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1st Quarter 2018 Overview

Paul K Doak, CFP® Presents:




“Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent. Be careful lest you let other people spend it for you.”

– Carl Sandberg


Heads of household need to prioritize retirement saving over saving for “big ticket” items like a car, a down payment on a home, a college education, or a trip.


A review of Q1 2018

Consumer Spending Decrease

Americans Are Reining In Their Spending

Purchases remained flat in February, despite incomes increasing 0.4 percent

By Sophie Caronello and Sho Chandra March 29, 2018, 12:15 PM PDT

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5 Car buying Tactics

5 tactics to avoid haggling with car dealers

Published: Mar 30, 2018 1:02 p.m ET

Provided by Paul K Doak, CFP®

You call the shots




This article is reprinted by permission from NerdWallet.

A short stint as a car salesman taught me that dealers are pros who negotiate all day for a living — and they always have the home field advantage.

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Last minute Tax questions

Answers to the most common last-minute tax questions

Published: Mar 30, 2018 1:03 p.m. ET

“Some things to keep in mind as the Tax deadline approaches.” (P. Doak)


School supplies are a qualified education expense.




The tax deadline is around the corner, so it’s natural for questions to arise as people prepare to file. Most of us aren’t tax professionals, so there is a lot of confusion around this time of year. We’re here to help — here are the answers to some of the top questions people ask around tax season.

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1st Quarter 2018- Up and downs

Chop, or choppy.
Maybe even Erratic?

1st Quarter 2018 Summary and Observations

by Paul K Doak, CFP(R)

Those are terms used to describe the stock market during the 1st quarter of 2018.

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Ugh, Day Light Saving Time…

Proof Daylight Saving Time Is Dumb, Dangerous, and Costly

The case against changing the clocks keeps getting stronger.


Ben Steverman

March 10, 2017,

Provided by Paul K Doak, CFP(R)

If you hate daylight saving time and all the confusion and sleep deprivation it brings, you now have solid data on your side. A wave of new research is bolstering arguments against changing our clocks twice a year. Read more

Inflation opens an Eye…

Inflation opens an eye from a long slumber.

“Somethings happening here, what it is ain’t exactly clear” from “What’s it worth” by Buffalo Springfield

The markets, it is safe to say, the markets go up ( and most everyone cheers) and the markets go down ( and many people fret). Let’s keep some things in perspective. Stocks going up and down are part of a normal course of the market. The market, as measured by the broad indexes – Dow Jones Industrial average and the S&P 500. Both of these indexes have registered large gains over the past 7 years and especially over the past 14 months. Read more

Bruce McCandless, who made first untethered space flight, dies at 80

23 December 2017

Provided by Paul Doak, CFP (R)

Bruce McCandless, who was captured in a stunning photograph in 1984 as he made the first untethered flight in space, has died aged 80, Nasa said.

link to Image

With a jetpack, McCandless travelled 100m (328ft) from the Space Shuttle.

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Border Crossing with your phone or Tablet- what you should know.

U.S. Customs And Border Protection Sets New Rules For

Searching Electronic Devices

January 05, 2018

Vanessa Romo and Jose Real

Provided by Paul K Doak, CFP(R)

U.S. Customs and Border Protection agents need to have “reasonable suspicion” to carry out “advanced” searches on electronic devices, including